Consultations are optional and not required. Upon purchasing you will not receive a consultation call unless you have booked one, you will only receive onboarding instructions and communication will be done by email and client portal only. If you feel like you need a consultation call, please book one. We get things done with out having to have a phone call, our communication is great! Here is the link for consultation:

You can begin to see results within the first 30 to 45 days of our program. However, credit repair is a process and timelines cannot be guaranteed.

We dispute closed/negative items on your report using factual disputing strategies.

While we handle the removal of negative accounts, it is IMPERATIVE clients build on their end. This includes adding the positive tradelines we recommend as well as following the individual credit program we create for your unique profile.

You will have access to your 3 credit reports when you sign up for the credit monitoring of your choice during the sign-up process. It is mandatory to keep credit monitoring active while in the LYL credit repair program.

This is a separate monthly fee charged directly by the monitoring program you choose during sign-up.

After we receive all your required information, please allow 1 to 2 business days for our team to prepare and mail your dispute letters to the three major credit bureaus (please allow 3 to 5 business days during promotional sales due to high volume). Once the bureaus receive your documents, the official processing timeline begins. Our standard credit restoration program averages six rounds of disputes, with approximately 35 to 40 days between each round, making the total process typically span 7 to 8 months. While many clients begin noticing positive updates within the first 30 to 60 days, individual results vary. We use powerful consumer laws to fight for the removal of negative items, but because real credit repair relies on a strategic process rather than instant shortcuts, it does require patience.

Simply hit any button on the site, email or DM us, and someone will be in contact with you within 24 hours.