Last Updated: June 2026

Governing Jurisdiction: State of Alabama, United States

Welcome to Phoenix Peak Financial LLC (doing business as Leverage Your Lessons). We are glad you are here. This document outlines the standard guidelines for using our website and accessing our online portal located at https://leverageyourlessons.com/.

By browsing our website, using our resources, or creating an account, you agree to follow these Terms and Conditions. If you do not agree with these guidelines, please discontinue using our website.

Please note: If you enroll in any of our specialized consulting programs or service tracks, your program will be governed by a separate, signed agreement that outlines the specific details of your file.

SECTION 1: IMPORTANT DEFINITIONS

To keep things clear and straightforward, here is what our terms mean:

• The Company ("We", "Us", "Our"): Refers to Phoenix Peak Financial LLC, operating as Leverage Your Lessons.

• The Service: Refers strictly to our website, client portals, and the general resources available on them.

• You ("Your"): Refers to you as a visitor, user, or account holder on our website.

• Device: Any computer, smartphone, or tablet you use to visit our site.

SECTION 2: ELIGIBILITY & ACCOUNT RESPONSIBILITIES

• Age Requirement: You must be at least 18 years old to use our website and create an account.

• Account Security: If you create a login account on our platform, please keep your password and credentials secure. You are responsible for the activity that happens under your account username.

SECTION 3: WEBSITE PURCHASES & PAYMENTS

• Website Purchases: You agree to pay the listed fees for any digital products, educational resources, or consulting sessions purchased directly through our website checkout system.

• Payment Authorization: When you provide a payment method, you authorize us to charge that payment method for your purchase.

• Payment Issues: If a scheduled payment declines or fails, we reserve the right to temporarily pause your digital portal access until your billing information is updated.

SECTION 4: KEEPING IN TOUCH (SMS/MMS TEXT MESSAGES)

When you share your mobile phone number on our website forms and choose to opt in to receive updates, we will send helpful text alerts directly to your phone.

• What We Send: Messages are strictly limited to account updates, service notifications, and customer support follow-ups.

• Frequency: We respect your time. Message frequency varies based on your account activity, typically averaging 1–2 messages per month.

• Rates: Standard text messaging and data rates may apply depending on your mobile carrier plan.

• Completely Optional: Opting in to text alerts is entirely voluntary and is not required to purchase any products or services from us.

• Carrier Delivery: Mobile carriers (such as AT&T, T-Mobile, and Verizon) are not responsible for delayed or undelivered messages.

How to Opt-Out or Get Support:

• To Stop Messages: You can opt out of text updates at any time by replying "STOP" to any message you receive from us.

• To Get Help: You can reply "HELP" at any time for quick support instructions.

PRIVACY PROMISE: Your phone number is safe with us. We process it securely and will never sell, rent, or share your mobile information with outside companies for marketing purposes.

SECTION 5: THIRD-PARTY LINKS

Our website may occasionally display links to external websites, credit monitoring tools, or software integrations that are not owned or managed by Phoenix Peak Financial LLC.

• We do not control and cannot assume responsibility for the content, privacy policies, or practices of any third-party websites.

• We encourage you to review the terms of any third-party platform you visit after leaving our site.

SECTION 6: GENERAL LEGAL GUIDELINES

• Educational Purpose: The general informational and educational content provided on this website does not constitute formal legal or certified financial advice.

• Limitation of Liability: Phoenix Peak Financial LLC is not liable for any indirect or unexpected issues that may arise from your use of, or inability to use, our website.

• Governing Law: These terms are governed by the laws of the State of Alabama. Any official discussions or legal proceedings regarding this website will be handled by the courts located within Alabama.

SECTION 7: UPDATES TO THESE TERMS

We may occasionally update these Website Terms and Conditions to reflect new features or regulations. When updates happen, we will change the "Last Updated" date at the very top of this page. Your continued use of the website means you accept the updated terms.

SECTION 8: CONTACT US

If you have any questions or need clarification regarding these website terms, please reach out to us at:

• Email Support: [email protected]

• Website Portal: https://leverageyourlessons.com/